---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-21-000025"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2021-07-29T23:59:59+00:00"
generated_at: "2026-06-30T01:03:55.759887+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q2 net income $35.6M ($1.55/diluted), premiums up 44.7% to $194.1M

## Summary
- Net income up 17.8% YoY; net operating earnings rose 53.8% to $29.4M, $1.28/diluted.
- Gross written premiums $194.1M (+44.7%); net earned premiums $137.7M.
- Combined ratio improved to 79.2% from 83.8% on lower loss and expense ratios.
- Underwriting income $28.7M vs $15.7M in Q2 2020; H1 operating ROE 18.2%.
- CEO cited favorable E&S market conditions, rate increases, and low cost structure.

## SEC filing metadata
- accession: 0001669162-21-000025
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2021-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916221000025/0001669162-21-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916221000025/knsl-20210729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-21-000025
- JSON: https://secwatch.observer/filing/0001669162-21-000025.json
- Plain text: https://secwatch.observer/filing/0001669162-21-000025.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.