{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-21-000033","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2021-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.580116+00:00","generated_at":"2026-06-28T16:51:53.935030+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kinsale Q3 net income $36.6M ($1.59 EPS), gross written premiums up 36.5%, combined ratio 75.7%","bullets":["Net income $36.6M ($1.59/diluted) up 146% YoY; Q3 2020 net income was $14.9M ($0.65).","Gross written premiums rose 36.5% to $197.6M; combined ratio improved to 75.7% from 97.3% YoY.","Underwriting income $38.1M (vs $2.9M) driven by premium growth, rate increases, lower cat losses.","Net operating earnings (non-GAAP) $36.7M ($1.59/diluted) vs $9.6M ($0.42) in Q3 2020.","Annualized operating ROE 22.8% for Q3; 19.8% for nine months ended Sep 30, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-21-000033","json":"https://secwatch.observer/filing/0001669162-21-000033.json","markdown":"https://secwatch.observer/filing/0001669162-21-000033.md","text":"https://secwatch.observer/filing/0001669162-21-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916221000033/0001669162-21-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916221000033/knsl-20211028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:51:53.935030+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}