---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-21-000033"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2021-10-28T23:59:59+00:00"
generated_at: "2026-06-28T16:51:53.935030+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q3 net income $36.6M ($1.59 EPS), gross written premiums up 36.5%, combined ratio 75.7%

## Summary
- Net income $36.6M ($1.59/diluted) up 146% YoY; Q3 2020 net income was $14.9M ($0.65).
- Gross written premiums rose 36.5% to $197.6M; combined ratio improved to 75.7% from 97.3% YoY.
- Underwriting income $38.1M (vs $2.9M) driven by premium growth, rate increases, lower cat losses.
- Net operating earnings (non-GAAP) $36.7M ($1.59/diluted) vs $9.6M ($0.42) in Q3 2020.
- Annualized operating ROE 22.8% for Q3; 19.8% for nine months ended Sep 30, 2021.

## SEC filing metadata
- accession: 0001669162-21-000033
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2021-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916221000033/0001669162-21-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916221000033/knsl-20211028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-21-000033
- JSON: https://secwatch.observer/filing/0001669162-21-000033.json
- Plain text: https://secwatch.observer/filing/0001669162-21-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.