---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-22-000005"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2022-02-17T23:59:59+00:00"
generated_at: "2026-06-27T07:05:25.070653+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Capital Q4 net income $48.3M ($2.09/sh); gross written premiums up 36% to $203.8M

## Summary
- Q4 net income $48.3M ($2.09 diluted EPS) vs $38.2M ($1.65) YoY; full year net income $152.7M ($6.62) vs $88.4M ($3.87).
- Gross written premiums Q4 $203.8M (+36% YoY); full year $764.4M (+38.3%).
- Combined ratio improved to 74.5% in Q4 (from 81.6%) and 77.1% for full year (from 86.7%).
- Underwriting income Q4 $42.2M (+94.9% YoY); full year $133.6M (+144.4%).
- Net operating earnings per diluted share Q4 $1.76 vs $1.14; full year $5.74 vs $3.16.

## SEC filing metadata
- accession: 0001669162-22-000005
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2022-02-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000005/0001669162-22-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000005/knsl-20220217.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-22-000005
- JSON: https://secwatch.observer/filing/0001669162-22-000005.json
- Plain text: https://secwatch.observer/filing/0001669162-22-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.