---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-22-000020"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2022-04-28T23:59:59+00:00"
generated_at: "2026-06-26T03:28:00.449445+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q1 net operating earnings up 47.6% to $1.63/shr; premiums surge 45%

## Summary
- Net operating earnings $37.7M ($1.63 diluted) vs $25.5M ($1.11) a year ago, +47.6%.
- Gross written premiums $245.5M, up 45.4% from $168.9M on higher submissions and favorable pricing.
- Combined ratio improved to 79.0% from 80.0%; underwriting income $37.5M vs $24.6M.
- Annualized operating ROE 22.1% vs 17.6%; net investment income $9.1M, +30.9%.
- Net income $31.8M ($1.38 diluted) declined 0.9% due to equity investment fair value changes.

## SEC filing metadata
- accession: 0001669162-22-000020
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2022-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000020/0001669162-22-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000020/knsl-20220428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-22-000020
- JSON: https://secwatch.observer/filing/0001669162-22-000020.json
- Plain text: https://secwatch.observer/filing/0001669162-22-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.