---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-22-000028"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:35:12.031573+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q2 GAAP EPS $1.17 (-24% YoY); adjusted EPS $1.92 (+51%); premiums +43%

## Summary
- Net income $27.1M ($1.17/sh) vs $35.6M ($1.55) in Q2 2021; drop due to equity investment fair value decline.
- Net operating earnings (non-GAAP) $44.4M ($1.92/sh) up 51% YoY from $29.4M ($1.28).
- Gross written premiums rose 42.7% to $277M; underwriting income $44.1M with combined ratio 76.8% (vs 79.2%).
- Net investment income increased 42.6% to $10.6M; annualized operating ROE 24.6% for H1 2022.
- Management cites strong E&S market and tech-driven low costs; positive outlook for premium growth.

## SEC filing metadata
- accession: 0001669162-22-000028
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000028/0001669162-22-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916222000028/knsl-20220728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-22-000028
- JSON: https://secwatch.observer/filing/0001669162-22-000028.json
- Plain text: https://secwatch.observer/filing/0001669162-22-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.