{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-22-000041","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.644917+00:00","generated_at":"2026-06-23T00:05:17.913140+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kinsale Q3 net income down 9.9% to $1.43 EPS; gross premiums up 43.8% to $284.1M","bullets":["Net income $33.0M ($1.43 diluted EPS) vs $36.6M ($1.59) in Q3 2021; after-tax catastrophe losses $20.6M (mostly Hurricane Ian).","Net operating earnings $37.9M ($1.64 diluted), up 3.3% YoY; gross written premiums surged 43.8% to $284.1M.","Combined ratio 83.6% vs 75.7% in Q3 2021; loss ratio included 12.5 points from Hurricane Ian.","Net investment income rose 71.2% to $13.9M; annualized operating ROE 24.3% for nine months.","Underwriting income $34.3M vs $38.1M; favorable reserve development $11.0M in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-22-000041","json":"https://secwatch.observer/filing/0001669162-22-000041.json","markdown":"https://secwatch.observer/filing/0001669162-22-000041.md","text":"https://secwatch.observer/filing/0001669162-22-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916222000041/0001669162-22-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916222000041/knsl-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:05:17.913140+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}