---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-23-000007"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2023-02-16T23:59:59+00:00"
generated_at: "2026-06-19T09:36:02.573932+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q4 net income +39% to $67.2M; gross written premiums +45% to $295.5M

## Summary
- Q4 EPS $2.90 diluted vs $2.09 prior year; net operating EPS $2.60 vs $1.76.
- Full year gross written premiums $1.1B (+44.2%); combined ratio 77.9%.
- Q4 combined ratio improved to 72.4% from 74.5%; underwriting income $59.5M.
- Net investment income $17.7M in Q4 (+106.7% YoY); full year operating ROE 25.0%.
- 2022 after-tax catastrophe losses $21.0M (primarily Hurricane Ian).

## SEC filing metadata
- accession: 0001669162-23-000007
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2023-02-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000007/0001669162-23-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000007/knsl-20230216.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-23-000007
- JSON: https://secwatch.observer/filing/0001669162-23-000007.json
- Plain text: https://secwatch.observer/filing/0001669162-23-000007.txt

## Key facts
- Earnings Releases
  Kinsale Capital Group, Inc. reported the fourth quarter of 2022 results: net income $67.2 million, EPS $2.90 per diluted share.
  - Period: the fourth quarter of 2022
  - Net income: $67.2 million
  - EPS: $2.90 per diluted share
  - Result: reported results
  source text: Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $67.2 million, $2.90 per diluted share, for the fourth quarter of 2022 compared to $48.3 million, $2.09 per diluted share, for the fourth quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000007/0001669162-23-000007-index.htm
- Earnings Releases
  Kinsale Capital Group, Inc. reported the year ended December 31, 2022 results: net income $159.1 million, EPS $6.88 per diluted share.
  - Period: the year ended December 31, 2022
  - Net income: $159.1 million
  - EPS: $6.88 per diluted share
  - Result: reported results
  source text: Net income was $159.1 million, $6.88 per diluted share, for the year ended December 31, 2022 compared to $152.7 million, $6.62 per diluted share, for the year ended December 31, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000007/0001669162-23-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.