{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-23-000039","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.791558+00:00","generated_at":"2026-06-13T00:37:28.775899+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Kinsale Q2 net income $72.8M ($3.12 EPS), operating earnings $67.2M; gross premiums up 58%","bullets":["Net income $72.8M ($3.12 diluted EPS) vs $27.1M ($1.17) in Q2 2022, up 168.7%.","Net operating earnings $67.2M ($2.88 diluted EPS) vs $44.4M ($1.92), up 51.2%.","Gross written premiums $438.2M, up 58.2% from Q2 2022; driven by strong submission flow and pricing.","Combined ratio improved to 76.7% from 77.4% due to lower expense ratio (21.0% vs 22.5%).","Net investment income $24.2M (+128.2%); annualized operating ROE 30.6% for H1 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-23-000039","json":"https://secwatch.observer/filing/0001669162-23-000039.json","markdown":"https://secwatch.observer/filing/0001669162-23-000039.md","text":"https://secwatch.observer/filing/0001669162-23-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/knsl-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:37:28.775899+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"367c2c2f69c4bd67ac9b171813a591696b027119","claim":"Kinsale Capital Group, Inc. reported the first half of 2023 results: net income $128.6 million, EPS $5.52 per diluted share.","evidence_excerpt":"Net income was $128.6 million, $5.52 per diluted share, for the first half of 2023 compared to $58.9 million, $2.55 per diluted share, for the first half of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first half of 2023"},{"label":"Net income","value":"$128.6 million"},{"label":"EPS","value":"$5.52 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"66aa460558b6972b1246abb03c811114fbc0012e","claim":"Kinsale Capital Group, Inc. reported the second quarter of 2023 results: net income $72.8 million, EPS $3.12 per diluted share.","evidence_excerpt":"Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $72.8 million, $3.12 per diluted share, for the second quarter of 2023 compared to $27.1 million, $1.17 per diluted share, for the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$72.8 million"},{"label":"EPS","value":"$3.12 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}