---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-23-000039"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-13T00:37:28.775899+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q2 net income $72.8M ($3.12 EPS), operating earnings $67.2M; gross premiums up 58%

## Summary
- Net income $72.8M ($3.12 diluted EPS) vs $27.1M ($1.17) in Q2 2022, up 168.7%.
- Net operating earnings $67.2M ($2.88 diluted EPS) vs $44.4M ($1.92), up 51.2%.
- Gross written premiums $438.2M, up 58.2% from Q2 2022; driven by strong submission flow and pricing.
- Combined ratio improved to 76.7% from 77.4% due to lower expense ratio (21.0% vs 22.5%).
- Net investment income $24.2M (+128.2%); annualized operating ROE 30.6% for H1 2023.

## SEC filing metadata
- accession: 0001669162-23-000039
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/knsl-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-23-000039
- JSON: https://secwatch.observer/filing/0001669162-23-000039.json
- Plain text: https://secwatch.observer/filing/0001669162-23-000039.txt

## Key facts
- Earnings Releases
  Kinsale Capital Group, Inc. reported the first half of 2023 results: net income $128.6 million, EPS $5.52 per diluted share.
  - Period: the first half of 2023
  - Net income: $128.6 million
  - EPS: $5.52 per diluted share
  - Result: reported results
  source text: Net income was $128.6 million, $5.52 per diluted share, for the first half of 2023 compared to $58.9 million, $2.55 per diluted share, for the first half of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm
- Earnings Releases
  Kinsale Capital Group, Inc. reported the second quarter of 2023 results: net income $72.8 million, EPS $3.12 per diluted share.
  - Period: the second quarter of 2023
  - Net income: $72.8 million
  - EPS: $3.12 per diluted share
  - Result: reported results
  source text: Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $72.8 million, $3.12 per diluted share, for the second quarter of 2023 compared to $27.1 million, $1.17 per diluted share, for the second quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.