secwatch.observer — SEC 8-K summary
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Issuer:     Kinsale Capital Group, Inc. (KNSL)
CIK:        0001669162
Form:       8-K
Filed at:   2023-07-27T23:59:59+00:00
Accession:  0001669162-23-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kinsale Q2 net income $72.8M ($3.12 EPS), operating earnings $67.2M; gross premiums up 58%
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- Net income $72.8M ($3.12 diluted EPS) vs $27.1M ($1.17) in Q2 2022, up 168.7%.
- Net operating earnings $67.2M ($2.88 diluted EPS) vs $44.4M ($1.92), up 51.2%.
- Gross written premiums $438.2M, up 58.2% from Q2 2022; driven by strong submission flow and pricing.
- Combined ratio improved to 76.7% from 77.4% due to lower expense ratio (21.0% vs 22.5%).
- Net investment income $24.2M (+128.2%); annualized operating ROE 30.6% for H1 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/0001669162-23-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1669162/000166916223000039/knsl-20230727.htm
  HTML page:      https://secwatch.observer/filing/0001669162-23-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer