{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-23-000050","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.005098+00:00","generated_at":"2026-06-09T08:37:51.317691+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Kinsale Q3 net income $76.1M ($3.26/diluted), up 130.8% YoY; combined ratio 74.8%","bullets":["Gross written premiums $377.8M, up 33.0% YoY on strong submissions and favorable pricing.","Net operating earnings $77.2M ($3.31/diluted) vs $37.9M ($1.64/diluted) in Q3 2022.","Underwriting income $72.4M, combined ratio improved to 74.8% from 84.0% YoY.","Net investment income $27.1M, up 95.5% YoY, driven by higher yields and asset growth.","Annualized operating ROE 32.1% for nine months ended Sept 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-23-000050","json":"https://secwatch.observer/filing/0001669162-23-000050.json","markdown":"https://secwatch.observer/filing/0001669162-23-000050.md","text":"https://secwatch.observer/filing/0001669162-23-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/knsl-20231026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:37:51.317691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"32462b0a7beb0013686a587e9537f6d0e1b44307","claim":"Kinsale Capital Group, Inc. reported the first nine months of 2023 results: net income $204.7 million, $8.79 per diluted share, EPS $8.79 per diluted share.","evidence_excerpt":"Net income was $204.7 million, $8.79 per diluted share, for the first nine months of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first nine months of 2023"},{"label":"Net income","value":"$204.7 million, $8.79 per diluted share"},{"label":"EPS","value":"$8.79 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9e45a7b9ce12c0ee2a15ec5e3f56da8a3eac7f1d","claim":"Kinsale Capital Group, Inc. reported the third quarter of 2023 results: net income $76.1 million, $3.26 per diluted share, EPS $3.26 per diluted share.","evidence_excerpt":"Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $76.1 million, $3.26 per diluted share, for the third quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$76.1 million, $3.26 per diluted share"},{"label":"EPS","value":"$3.26 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}