---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-23-000050"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:37:51.317691+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q3 net income $76.1M ($3.26/diluted), up 130.8% YoY; combined ratio 74.8%

## Summary
- Gross written premiums $377.8M, up 33.0% YoY on strong submissions and favorable pricing.
- Net operating earnings $77.2M ($3.31/diluted) vs $37.9M ($1.64/diluted) in Q3 2022.
- Underwriting income $72.4M, combined ratio improved to 74.8% from 84.0% YoY.
- Net investment income $27.1M, up 95.5% YoY, driven by higher yields and asset growth.
- Annualized operating ROE 32.1% for nine months ended Sept 30, 2023.

## SEC filing metadata
- accession: 0001669162-23-000050
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/knsl-20231026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-23-000050
- JSON: https://secwatch.observer/filing/0001669162-23-000050.json
- Plain text: https://secwatch.observer/filing/0001669162-23-000050.txt

## Key facts
- Earnings Releases
  Kinsale Capital Group, Inc. reported the first nine months of 2023 results: net income $204.7 million, $8.79 per diluted share, EPS $8.79 per diluted share.
  - Period: the first nine months of 2023
  - Net income: $204.7 million, $8.79 per diluted share
  - EPS: $8.79 per diluted share
  - Result: reported results
  source text: Net income was $204.7 million, $8.79 per diluted share, for the first nine months of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm
- Earnings Releases
  Kinsale Capital Group, Inc. reported the third quarter of 2023 results: net income $76.1 million, $3.26 per diluted share, EPS $3.26 per diluted share.
  - Period: the third quarter of 2023
  - Net income: $76.1 million, $3.26 per diluted share
  - EPS: $3.26 per diluted share
  - Result: reported results
  source text: Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $76.1 million, $3.26 per diluted share, for the third quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916223000050/0001669162-23-000050-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.