{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-24-000004","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2024-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.048302+00:00","generated_at":"2026-06-06T01:18:25.082628+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Kinsale reports Q4 net income $103.4M ($4.43 EPS), up 53.7% YoY; FY net income $308.1M ($13.22 EPS), up 93.6%","bullets":["Net income Q4 $103.4M ($4.43 diluted EPS) vs $67.2M ($2.90) in Q4 2022, +53.7%.","FY net income $308.1M ($13.22 diluted EPS) vs $159.1M ($6.88) in FY 2022, +93.6%.","Gross written premiums Q4 $395.2M (+33.8% YoY); FY $1.57B (+42.3% YoY); net investment income +71.2% Q4, +99.6% FY.","Underwriting income Q4 $84.8M with combined ratio 72.1% (improved from 73.1%); FY combined ratio 75.4% vs 78.5%.","Operating return on equity FY 31.8% (vs 25.0%); catastrophe losses negligible in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-24-000004","json":"https://secwatch.observer/filing/0001669162-24-000004.json","markdown":"https://secwatch.observer/filing/0001669162-24-000004.md","text":"https://secwatch.observer/filing/0001669162-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916224000004/0001669162-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916224000004/knsl-20240215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T01:18:25.082628+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}