---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-24-000004"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2024-02-15T23:59:59+00:00"
generated_at: "2026-06-06T01:18:25.082628+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Kinsale reports Q4 net income $103.4M ($4.43 EPS), up 53.7% YoY; FY net income $308.1M ($13.22 EPS), up 93.6%

## Summary
- Net income Q4 $103.4M ($4.43 diluted EPS) vs $67.2M ($2.90) in Q4 2022, +53.7%.
- FY net income $308.1M ($13.22 diluted EPS) vs $159.1M ($6.88) in FY 2022, +93.6%.
- Gross written premiums Q4 $395.2M (+33.8% YoY); FY $1.57B (+42.3% YoY); net investment income +71.2% Q4, +99.6% FY.
- Underwriting income Q4 $84.8M with combined ratio 72.1% (improved from 73.1%); FY combined ratio 75.4% vs 78.5%.
- Operating return on equity FY 31.8% (vs 25.0%); catastrophe losses negligible in Q4.

## SEC filing metadata
- accession: 0001669162-24-000004
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2024-02-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916224000004/0001669162-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916224000004/knsl-20240215.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-24-000004
- JSON: https://secwatch.observer/filing/0001669162-24-000004.json
- Plain text: https://secwatch.observer/filing/0001669162-24-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.