{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-25-000006","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2025-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.378872+00:00","generated_at":"2026-05-26T22:20:00.618627+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kinsale Capital Q4 net income $109.1M ($4.68), gross premiums +12.2% to $443M; full-year EPS up 34.5%","bullets":["Q4 net income $109.1M ($4.68 diluted EPS) vs $103.4M ($4.43) a year ago; net operating earnings $107.8M ($4.62) vs $90.3M ($3.87).","Gross written premiums Q4 $443.3M (+12.2% YoY); full-year $1.87B (+19.2% YoY).","Q4 combined ratio 73.4% (incl. 2.2 pts from Hurricane Milton catastrophe losses) vs 72.1% in Q4 2023.","Net investment income Q4 $41.9M (+37.8% YoY); full-year $150.3M (+46.9% YoY).","Full-year operating return on equity 29.2%; underwriting income $325.9M vs $270.4M in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-25-000006","json":"https://secwatch.observer/filing/0001669162-25-000006.json","markdown":"https://secwatch.observer/filing/0001669162-25-000006.md","text":"https://secwatch.observer/filing/0001669162-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000006/0001669162-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000006/knsl-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:20:00.618627+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}