secwatch.observer — SEC 8-K summary
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Issuer:     Kinsale Capital Group, Inc. (KNSL)
CIK:        0001669162
Form:       8-K
Filed at:   2025-02-13T23:59:59+00:00
Accession:  0001669162-25-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kinsale Capital Q4 net income $109.1M ($4.68), gross premiums +12.2% to $443M; full-year EPS up 34.5%
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- Q4 net income $109.1M ($4.68 diluted EPS) vs $103.4M ($4.43) a year ago; net operating earnings $107.8M ($4.62) vs $90.3M ($3.87).
- Gross written premiums Q4 $443.3M (+12.2% YoY); full-year $1.87B (+19.2% YoY).
- Q4 combined ratio 73.4% (incl. 2.2 pts from Hurricane Milton catastrophe losses) vs 72.1% in Q4 2023.
- Net investment income Q4 $41.9M (+37.8% YoY); full-year $150.3M (+46.9% YoY).
- Full-year operating return on equity 29.2%; underwriting income $325.9M vs $270.4M in 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1669162/000166916225000006/0001669162-25-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1669162/000166916225000006/knsl-20250213.htm
  HTML page:      https://secwatch.observer/filing/0001669162-25-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer