earnings
confidence high
sentiment neutral
materiality 0.75
Kinsale Capital Q1 GAAP EPS $3.83, down 9.7% YoY; operating EPS $3.71, up 6%
Kinsale Capital Group, Inc.
2025-Q1 EPS reported
$3.83
revenue$423,397,000
- Net income $89.2M ($3.83 diluted EPS) vs $98.9M ($4.24) YoY; includes $17.8M after-tax catastrophe losses from Palisades Fire.
- Net operating earnings $86.4M ($3.71 diluted), up 6% from $81.6M ($3.50) YoY.
- Gross written premiums $484.3M, +7.9% YoY; Commercial Property Division down 18.4% on rate declines and competition.
- Combined ratio 82.1% (vs 79.5% YoY); loss ratio 62.1% includes 6.0 pts catastrophe losses; expense ratio improved to 20.0%.
- Annualized operating return on equity 22.5% vs 28.9% prior year.