{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-25-000042","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.600652+00:00","generated_at":"2026-05-18T02:23:50.523271+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kinsale Capital Q2 net income $134.1M ($5.76 EPS), combined ratio 75.8%, gross premiums up 4.9%","bullets":["Diluted EPS of $5.76, up 45.1% YoY from $3.97; net income $134.1M vs $92.6M.","Net operating earnings $111.4M ($4.78 per share) vs $87.4M ($3.75) YoY.","Combined ratio improved to 75.8% from 77.7%; underwriting income $95.5M.","Gross written premiums $555.5M, up 4.9% YoY; Commercial Property down 16.8%, ex-Commercial up 14.3%.","Net investment income $46.5M, up 29.6% YoY; annualized operating ROE 24.7% for H1 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-25-000042","json":"https://secwatch.observer/filing/0001669162-25-000042.json","markdown":"https://secwatch.observer/filing/0001669162-25-000042.md","text":"https://secwatch.observer/filing/0001669162-25-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/0001669162-25-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/knsl-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:23:50.523271+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}