---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-25-000042"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:23:50.523271+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Capital Q2 net income $134.1M ($5.76 EPS), combined ratio 75.8%, gross premiums up 4.9%

## Summary
- Diluted EPS of $5.76, up 45.1% YoY from $3.97; net income $134.1M vs $92.6M.
- Net operating earnings $111.4M ($4.78 per share) vs $87.4M ($3.75) YoY.
- Combined ratio improved to 75.8% from 77.7%; underwriting income $95.5M.
- Gross written premiums $555.5M, up 4.9% YoY; Commercial Property down 16.8%, ex-Commercial up 14.3%.
- Net investment income $46.5M, up 29.6% YoY; annualized operating ROE 24.7% for H1 2025.

## SEC filing metadata
- accession: 0001669162-25-000042
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/0001669162-25-000042-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/knsl-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-25-000042
- JSON: https://secwatch.observer/filing/0001669162-25-000042.json
- Plain text: https://secwatch.observer/filing/0001669162-25-000042.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.