secwatch.observer — SEC 8-K summary
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Issuer:     Kinsale Capital Group, Inc. (KNSL)
CIK:        0001669162
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001669162-25-000042
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kinsale Capital Q2 net income $134.1M ($5.76 EPS), combined ratio 75.8%, gross premiums up 4.9%
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- Diluted EPS of $5.76, up 45.1% YoY from $3.97; net income $134.1M vs $92.6M.
- Net operating earnings $111.4M ($4.78 per share) vs $87.4M ($3.75) YoY.
- Combined ratio improved to 75.8% from 77.7%; underwriting income $95.5M.
- Gross written premiums $555.5M, up 4.9% YoY; Commercial Property down 16.8%, ex-Commercial up 14.3%.
- Net investment income $46.5M, up 29.6% YoY; annualized operating ROE 24.7% for H1 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/0001669162-25-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1669162/000166916225000042/knsl-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001669162-25-000042

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer