{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-25-000056","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.087064+00:00","generated_at":"2026-05-17T02:31:09.840859+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kinsale Q3 EPS $6.09 (+24% YoY); combined ratio 74.9%; gross premiums up 8.4%","bullets":["Net income $141.6M ($6.09 diluted EPS) vs $114.2M ($4.90) in Q3 2024.","Net operating earnings $121.2M ($5.21 per share) up 24% YoY.","Gross written premiums $486.3M, +8.4%; Commercial Property down 7.9%, but ex that +12.3%.","Combined ratio 74.9% vs 75.7% prior year, helped by lower catastrophe losses ($1.0M after-tax vs $10.8M).","Net investment income $49.6M, +25.1% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-25-000056","json":"https://secwatch.observer/filing/0001669162-25-000056.json","markdown":"https://secwatch.observer/filing/0001669162-25-000056.md","text":"https://secwatch.observer/filing/0001669162-25-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000056/0001669162-25-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916225000056/knsl-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:31:09.840859+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}