---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-25-000056"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:31:09.840859+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q3 EPS $6.09 (+24% YoY); combined ratio 74.9%; gross premiums up 8.4%

## Summary
- Net income $141.6M ($6.09 diluted EPS) vs $114.2M ($4.90) in Q3 2024.
- Net operating earnings $121.2M ($5.21 per share) up 24% YoY.
- Gross written premiums $486.3M, +8.4%; Commercial Property down 7.9%, but ex that +12.3%.
- Combined ratio 74.9% vs 75.7% prior year, helped by lower catastrophe losses ($1.0M after-tax vs $10.8M).
- Net investment income $49.6M, +25.1% YoY.

## SEC filing metadata
- accession: 0001669162-25-000056
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916225000056/0001669162-25-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916225000056/knsl-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-25-000056
- JSON: https://secwatch.observer/filing/0001669162-25-000056.json
- Plain text: https://secwatch.observer/filing/0001669162-25-000056.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.