{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-26-000012","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2026-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.818272+00:00","generated_at":"2026-05-16T03:03:24.002555+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kinsale Q4 EPS $5.99, +28% YoY; full-year combined ratio 75.9%","bullets":["Q4 net income $138.6M ($5.99 diluted EPS) vs $109.1M ($4.68) YoY; net operating EPS $5.81.","Q4 gross written premiums $451M (+1.8%); net written premiums $371M (+7.1%).","Q4 combined ratio 71.7% vs 73.4%; underwriting income $120.6M, aided by favorable reserve development.","Full-year EPS $21.65 vs $17.78; net investment income $192.2M, +27.9%.","Commercial Property Division gross premiums fell 28.3% in Q4; other divisions up 10.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-26-000012","json":"https://secwatch.observer/filing/0001669162-26-000012.json","markdown":"https://secwatch.observer/filing/0001669162-26-000012.md","text":"https://secwatch.observer/filing/0001669162-26-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/0001669162-26-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/knsl-20260212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:03:24.002555+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}