---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-26-000012"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T03:03:24.002555+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q4 EPS $5.99, +28% YoY; full-year combined ratio 75.9%

## Summary
- Q4 net income $138.6M ($5.99 diluted EPS) vs $109.1M ($4.68) YoY; net operating EPS $5.81.
- Q4 gross written premiums $451M (+1.8%); net written premiums $371M (+7.1%).
- Q4 combined ratio 71.7% vs 73.4%; underwriting income $120.6M, aided by favorable reserve development.
- Full-year EPS $21.65 vs $17.78; net investment income $192.2M, +27.9%.
- Commercial Property Division gross premiums fell 28.3% in Q4; other divisions up 10.2%.

## SEC filing metadata
- accession: 0001669162-26-000012
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/0001669162-26-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/knsl-20260212.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-26-000012
- JSON: https://secwatch.observer/filing/0001669162-26-000012.json
- Plain text: https://secwatch.observer/filing/0001669162-26-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.