secwatch.observer — SEC 8-K summary
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Issuer:     Kinsale Capital Group, Inc. (KNSL)
CIK:        0001669162
Form:       8-K
Filed at:   2026-02-12T23:59:59+00:00
Accession:  0001669162-26-000012
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kinsale Q4 EPS $5.99, +28% YoY; full-year combined ratio 75.9%
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- Q4 net income $138.6M ($5.99 diluted EPS) vs $109.1M ($4.68) YoY; net operating EPS $5.81.
- Q4 gross written premiums $451M (+1.8%); net written premiums $371M (+7.1%).
- Q4 combined ratio 71.7% vs 73.4%; underwriting income $120.6M, aided by favorable reserve development.
- Full-year EPS $21.65 vs $17.78; net investment income $192.2M, +27.9%.
- Commercial Property Division gross premiums fell 28.3% in Q4; other divisions up 10.2%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/0001669162-26-000012-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1669162/000166916226000012/knsl-20260212.htm
  HTML page:      https://secwatch.observer/filing/0001669162-26-000012

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer