{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-26-000025","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.702024+00:00","generated_at":"2026-05-15T04:35:01.185707+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kinsale Q1 net income $112.6M ($4.88 EPS); combined ratio 77.4%","bullets":["Net income $112.6M ($4.88 diluted EPS) vs $89.2M ($3.83) YoY, up 27.4%.","Net operating earnings $117.8M ($5.11 diluted EPS) vs $86.4M ($3.71) YoY, up 37.7%.","Combined ratio improved to 77.4% from 82.1%; underwriting income $94.5M.","Gross written premiums down 0.5% to $482.0M; Commercial Property Division fell 28.3%.","Net investment income rose 26.5% to $55.4M; annualized operating ROE 24.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-26-000025","json":"https://secwatch.observer/filing/0001669162-26-000025.json","markdown":"https://secwatch.observer/filing/0001669162-26-000025.md","text":"https://secwatch.observer/filing/0001669162-26-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/0001669162-26-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/knsl-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:35:01.185707+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9351e9c0ddf0bf36d63fddea53d0192d81824cb4","claim":"Kinsale Capital Group, Inc. reported the first quarter of 2026 results: revenue Net earned premiums were $406.9 million, net income net income of $112.6 million, EPS $4.88 per diluted share.","evidence_excerpt":"Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $112.6 million, $4.88 per diluted share, for the first quarter of 2026 compared to $89.2 million, $3.83 per diluted share, for the first quarter of 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/0001669162-26-000025-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Revenue","value":"Net earned premiums were $406.9 million"},{"label":"Net income","value":"net income of $112.6 million"},{"label":"EPS","value":"$4.88 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}