---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-26-000025"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:35:01.185707+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q1 net income $112.6M ($4.88 EPS); combined ratio 77.4%

## Summary
- Net income $112.6M ($4.88 diluted EPS) vs $89.2M ($3.83) YoY, up 27.4%.
- Net operating earnings $117.8M ($5.11 diluted EPS) vs $86.4M ($3.71) YoY, up 37.7%.
- Combined ratio improved to 77.4% from 82.1%; underwriting income $94.5M.
- Gross written premiums down 0.5% to $482.0M; Commercial Property Division fell 28.3%.
- Net investment income rose 26.5% to $55.4M; annualized operating ROE 24.0%.

## SEC filing metadata
- accession: 0001669162-26-000025
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/0001669162-26-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/knsl-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-26-000025
- JSON: https://secwatch.observer/filing/0001669162-26-000025.json
- Plain text: https://secwatch.observer/filing/0001669162-26-000025.txt

## Key facts
- Earnings Releases
  Kinsale Capital Group, Inc. reported the first quarter of 2026 results: revenue Net earned premiums were $406.9 million, net income net income of $112.6 million, EPS $4.88 per diluted share.
  - Period: the first quarter of 2026
  - Revenue: Net earned premiums were $406.9 million
  - Net income: net income of $112.6 million
  - EPS: $4.88 per diluted share
  - Result: reported results
  source text: Kinsale Capital Group, Inc. (NYSE: KNSL) reported net income of $112.6 million, $4.88 per diluted share, for the first quarter of 2026 compared to $89.2 million, $3.83 per diluted share, for the first quarter of 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000025/0001669162-26-000025-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.