{"schema_version":"secwatch.filing_event.v1","accession":"0001669162-26-000049","form_type":"8-K","ticker":"KNSL","cik":"0001669162","company_name":"Kinsale Capital Group, Inc.","filed_at":"2026-10-22T20:11:00+00:00","discovered_at":"2026-10-22T20:12:00.243198+00:00","generated_at":"2026-10-22T20:12:08.896901+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"Kinsale Q3 net income falls to $98.1M on $37.6M investment loss; operating EPS rises to $5.70","bullets":["Q3 net income $98.1M, or $4.36 diluted EPS, down from $141.6M and $6.09 a year earlier; net operating earnings rose to $128.3M, or $5.70 per share.","Gross written premiums fell 4.8% to $462.9M; net written premiums down 1.5% to $399.1M, while net earned premiums rose 3.0% to $423.5M.","Combined ratio 75.4% vs 74.9%; underwriting income $107.1M; net investment income jumped 17.5% to $58.3M.","Q3 results included a $37.6M pre-tax realized loss on fixed-maturity sales tied to a strategic investment-portfolio repositioning; after-tax catastrophe losses were $1.7M.","Property premiums fell 19.3% in Q3, including a 26.8% drop in Commercial Property; casualty premiums rose 0.9% amid heightened competition."],"urls":{"canonical":"https://secwatch.observer/filing/0001669162-26-000049","json":"https://secwatch.observer/filing/0001669162-26-000049.json","markdown":"https://secwatch.observer/filing/0001669162-26-000049.md","text":"https://secwatch.observer/filing/0001669162-26-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/0001669162-26-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/knsl-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T20:12:08.896901+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}