---
schema_version: "secwatch.filing_event.v1"
accession: "0001669162-26-000049"
form_type: "8-K"
ticker: "KNSL"
cik: "0001669162"
company_name: "Kinsale Capital Group, Inc."
filed_at: "2026-10-22T20:11:00+00:00"
generated_at: "2026-10-22T20:12:08.896901+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# Kinsale Q3 net income falls to $98.1M on $37.6M investment loss; operating EPS rises to $5.70

## Summary
- Q3 net income $98.1M, or $4.36 diluted EPS, down from $141.6M and $6.09 a year earlier; net operating earnings rose to $128.3M, or $5.70 per share.
- Gross written premiums fell 4.8% to $462.9M; net written premiums down 1.5% to $399.1M, while net earned premiums rose 3.0% to $423.5M.
- Combined ratio 75.4% vs 74.9%; underwriting income $107.1M; net investment income jumped 17.5% to $58.3M.
- Q3 results included a $37.6M pre-tax realized loss on fixed-maturity sales tied to a strategic investment-portfolio repositioning; after-tax catastrophe losses were $1.7M.
- Property premiums fell 19.3% in Q3, including a 26.8% drop in Commercial Property; casualty premiums rose 0.9% amid heightened competition.

## SEC filing metadata
- accession: 0001669162-26-000049
- form_type: 8-K
- ticker: KNSL
- cik: 0001669162
- company_name: Kinsale Capital Group, Inc.
- filed_at: 2026-10-22T20:11:00+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/0001669162-26-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/knsl-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001669162-26-000049
- JSON: https://secwatch.observer/filing/0001669162-26-000049.json
- Plain text: https://secwatch.observer/filing/0001669162-26-000049.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.