secwatch.observer — SEC 8-K summary
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Issuer:     Kinsale Capital Group, Inc. (KNSL)
CIK:        0001669162
Form:       8-K
Filed at:   2026-10-22T20:11:00+00:00
Accession:  0001669162-26-000049
Event type: earnings
Sentiment:  neutral
Materiality: 0.72
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Kinsale Q3 net income falls to $98.1M on $37.6M investment loss; operating EPS rises to $5.70
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- Q3 net income $98.1M, or $4.36 diluted EPS, down from $141.6M and $6.09 a year earlier; net operating earnings rose to $128.3M, or $5.70 per share.
- Gross written premiums fell 4.8% to $462.9M; net written premiums down 1.5% to $399.1M, while net earned premiums rose 3.0% to $423.5M.
- Combined ratio 75.4% vs 74.9%; underwriting income $107.1M; net investment income jumped 17.5% to $58.3M.
- Q3 results included a $37.6M pre-tax realized loss on fixed-maturity sales tied to a strategic investment-portfolio repositioning; after-tax catastrophe losses were $1.7M.
- Property premiums fell 19.3% in Q3, including a 26.8% drop in Commercial Property; casualty premiums rose 0.9% amid heightened competition.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/0001669162-26-000049-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1669162/000166916226000049/knsl-20261022.htm
  HTML page:      https://secwatch.observer/filing/0001669162-26-000049

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