---
schema_version: "secwatch.filing_event.v1"
accession: "0001670541-26-000007"
form_type: "8-K"
ticker: "ADNT"
cik: "0001670541"
company_name: "Adient plc"
filed_at: "2026-01-16T23:59:59+00:00"
generated_at: "2026-05-16T09:51:58.649694+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Adient cuts term loan margin to SOFR+2.00% on $624M via Amendment No. 5

## Summary
- Interest margin on Term SOFR loans reduced to 2.00% from prior rate; Base Rate loans reduced to 1.00%.
- Total principal outstanding of $624M unchanged; amendment effective January 15, 2026.
- Repricing fee of 1.00% applies if certain prepayment occurs within six months of amendment date.
- Non-consenting lenders' existing term loans assigned to Bank of America as New Term Lender at par.
- Obligations remain secured by guarantees from Adient plc and material wholly-owned subsidiaries.

## SEC filing metadata
- accession: 0001670541-26-000007
- form_type: 8-K
- ticker: ADNT
- cik: 0001670541
- company_name: Adient plc
- filed_at: 2026-01-16T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1670541/000167054126000007/0001670541-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1670541/000167054126000007/adnt-20260115.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001670541-26-000007
- JSON: https://secwatch.observer/filing/0001670541-26-000007.json
- Plain text: https://secwatch.observer/filing/0001670541-26-000007.txt

## Key facts
- Debt Financings
  Adient plc amended term loan of $624,000,000 with Bank of America, N.A., as administrative agent and collateral agent at 2.00%, in the case of Term SOFR loans, and 1.00%, in the case of Base Rate loans.
  - Instrument: term loan
  - Principal: $624,000,000
  - Counterparty: Bank of America, N.A., as administrative agent and collateral agent
  - Rate: 2.00%, in the case of Term SOFR loans, and 1.00%, in the case of Base Rate loans
  - Event: amendment
  source text: to 2.00%, in the case of Term SOFR loans, and 1.00%, in the case of Base Rate loans. The total loans outstanding under the Credit Agreement as of the Amendment Effective Date of $624,000,000 remained unchanged. The obligations under the Credit Agreement continue to be guaranteed on a secured basis by Parent and certain of its material wholly-owned restricted
  evidence_url: https://www.sec.gov/Archives/edgar/data/1670541/000167054126000007/0001670541-26-000007-index.htm
- Material Agreements
  Adient plc amended Amendment with Bank of America, N.A., as administrative agent and collateral agent valued at $624,000,000 (effective 2026-01-15).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A., as administrative agent and collateral agent
  - Value: $624,000,000
  - Effective: 2026-01-15
  source text: On January 15, 2026 (the “Amendment Effective Date”), Adient US LLC, a Michigan limited liability company (the “Lead Borrower”), Adient Global Holdings S.à.r.l., a private limited liability company ( société à responsabilité limitée ) incorporated under the laws of the Grand Duchy of Luxembourg (together with the Lead Borrower, the “Borrowers” and each, a “Borrower”), Adient plc (“Parent”) and certain of Parent’s other subsidiaries entered into an amendment (the “Amendment”) to the Term Loan Credit Agreement, dated as of May 6, 2019 (as amended prior to the Amendment Effective Date, the “Existing Credit Agreement” and, as amended by the Amendment, the “Credit Agreement”), among the Borrowers, each of the lenders identified therein and Bank of America, N.A., as administrative agent and collateral agent (the “Agent”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1670541/000167054126000007/0001670541-26-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.