{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-22-000046","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.621282+00:00","generated_at":"2026-06-24T10:03:36.281503+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FVCBankcorp reports Q2 2022 net income $6.4M, up 24% YoY; record 10% quarterly loan growth","bullets":["Net income $6.4M ($0.43 diluted EPS) vs $5.2M ($0.36) in Q2 2021, up 24%.","Loans receivable net of deferred fees $1.66B, up 10% quarterly ($151.8M increase) – record growth.","Net interest margin expanded 23 bps to 3.30% from 3.07% a year ago.","Nonperforming assets were 0.15% of total assets ($3.5M), down from 0.16% at Dec 2021.","Efficiency ratio improved to 47.1% from 55.3% in prior-year quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-22-000046","json":"https://secwatch.observer/filing/0001675644-22-000046.json","markdown":"https://secwatch.observer/filing/0001675644-22-000046.md","text":"https://secwatch.observer/filing/0001675644-22-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564422000046/0001675644-22-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564422000046/fvcb-20220721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T10:03:36.281503+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}