---
schema_version: "secwatch.filing_event.v1"
accession: "0001675644-23-000005"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2023-01-25T23:59:59+00:00"
generated_at: "2026-06-20T09:33:19.731115+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp reports record annual net income of $25.0M for 2022; Q4 net income down 25% YoY

## Summary
- Annual net income $25.0M ($1.35 diluted EPS) vs $21.9M ($1.20) in 2021, +14%.
- Q4 net income $4.9M ($0.27 EPS) vs $6.5M ($0.36) in Q4 2021, down 25%.
- Loans receivable net grew 22% YoY to $1.84B; total assets up 6% to $2.34B.
- ACM membership interest contributed $1.4M loss in Q4 vs $1.1M income year-ago.
- Board approved 5-for-4 stock split (25% stock dividend) payable Jan 31, 2023.

## SEC filing metadata
- accession: 0001675644-23-000005
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2023-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000167564423000005/0001675644-23-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000167564423000005/fvcb-20230125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001675644-23-000005
- JSON: https://secwatch.observer/filing/0001675644-23-000005.json
- Plain text: https://secwatch.observer/filing/0001675644-23-000005.txt

## Key facts
- Earnings Releases
  FVCBankcorp, Inc. reported the quarter ended December 31, 2022 results: net income $4.9 million, EPS $0.27 diluted earnings per share.
  - Period: the quarter ended December 31, 2022
  - Net income: $4.9 million
  - EPS: $0.27 diluted earnings per share
  - Result: reported results
  source text: For the quarter ended December 31, 2022, the Company reported net income of $4.9 million, or $0.27 diluted earnings per share, compared to $6.5 million, or $0.36 diluted earnings per share, for the quarter ended December 31, 2021, a decrease of $1.6 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1675644/000167564423000005/0001675644-23-000005-index.htm
- Earnings Releases
  FVCBankcorp, Inc. reported the year ended December 31, 2022 results: net income $25.0 million, EPS $1.35 diluted earnings per share.
  - Period: the year ended December 31, 2022
  - Net income: $25.0 million
  - EPS: $1.35 diluted earnings per share
  - Result: reported results
  source text: FVCBankcorp, Inc. (NASDAQ: FVCB) (the “Company”) today reported record annual 2022 net income of $25.0 million, or $1.35 diluted earnings per share, compared to $21.9 million, or $1.20 diluted earnings per share, for 2021, a year-over-year increase of $3.1 million, or 14%.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1675644/000167564423000005/0001675644-23-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.