{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-23-000055","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.985742+00:00","generated_at":"2026-06-16T22:35:37.023511+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FVCBankcorp Q1 net income $621K vs $6.6M YoY; commercial bank operating EPS $0.26","bullets":["Net income $621K ($0.03 diluted), down from $6.6M ($0.36) in Q1 2022.","Includes $3.6M after-tax loss from sale of $40.3M investment securities as part of balance sheet repositioning.","Commercial bank operating earnings (non-GAAP) $4.8M, or $0.26 diluted per share, vs $5.5M ($0.30) in Q4 2022.","Total deposits grew $80.2M to $1.91B; uninsured deposits improved to 32.5% from 39.7%.","ACL to loans (ex-warehouse lines) 1.11%; nonperforming loans to assets stable at 0.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-23-000055","json":"https://secwatch.observer/filing/0001675644-23-000055.json","markdown":"https://secwatch.observer/filing/0001675644-23-000055.md","text":"https://secwatch.observer/filing/0001675644-23-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000055/0001675644-23-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000055/fvcb-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:35:37.023511+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cbce42b3cfd3b6caac0adc4ddb05cccea553eba2","claim":"FVCBankcorp, Inc. reported the first quarter of 2023 results: net income $621 thousand, EPS $0.03.","evidence_excerpt":"Net income for the first quarter of 2023 was $621 thousand, or $0.03 diluted earnings per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000055/0001675644-23-000055-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$621 thousand"},{"label":"EPS","value":"$0.03"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}