{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-23-000093","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.821519+00:00","generated_at":"2026-06-13T03:10:34.821444+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FVCBankcorp Q2 net income falls to $4.2M ($0.23 EPS) from $6.4M YoY; deposits rise 14%","bullets":["Q2 2023 net income $4.2M, $0.23 diluted EPS, down 34% from $6.4M, $0.35 in Q2 2022.","Total deposits grew $257.9M (14%) from Dec 2022 to $2.09B; core deposits up 5% in quarter.","Uninsured deposits improved to 27.6% of total from 39.7% at Dec 2022; liquidity covers 172% of uninsured deposits.","Pre-tax pre-provision income increased 22% sequentially to $6.1M; nonperforming loans to assets fell to 0.06%.","Tangible common equity to total assets ratio rose to 9.22% from 8.92%; total risk-based capital 13.28%."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-23-000093","json":"https://secwatch.observer/filing/0001675644-23-000093.json","markdown":"https://secwatch.observer/filing/0001675644-23-000093.md","text":"https://secwatch.observer/filing/0001675644-23-000093.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000093/0001675644-23-000093-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000093/fvcb-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:10:34.821444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"96f3f5164d329e655e190d5961c9b52e71ac4448","claim":"FVCBankcorp, Inc. reported the second quarter of 2023 results: net income $4.2 million, EPS $0.23 diluted earnings per share.","evidence_excerpt":"Net income for the second quarter of 2023 was $4.2 million, or $0.23 diluted earnings per share, compared to $6.4 million, or $0.35 diluted earnings per share, for the quarterly period ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000093/0001675644-23-000093-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$4.2 million"},{"label":"EPS","value":"$0.23 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}