{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-23-000114","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.027781+00:00","generated_at":"2026-06-09T14:17:57.201124+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FVCB Q3 net income falls to $4.0M ($0.22 EPS) from $7.0M ($0.38 EPS) YoY","bullets":["Net income $4.0M vs $7.0M YoY; diluted EPS $0.22 vs $0.38.","Net interest income $13.3M, down 24% YoY; NIM compressed to 2.39% from 3.38%.","Total loans decreased $54.3M in Q3; core deposits increased $38.7M to $1.71B.","Nonperforming loans improved to $1.5M (0.07% of assets) from $4.5M at Dec 2022.","Book value per share $11.87; tangible book $11.44; bank well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-23-000114","json":"https://secwatch.observer/filing/0001675644-23-000114.json","markdown":"https://secwatch.observer/filing/0001675644-23-000114.md","text":"https://secwatch.observer/filing/0001675644-23-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000114/0001675644-23-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000114/fvcb-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T14:17:57.201124+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"38154ff6921c27a9fea6aa86688a94b7c5167147","claim":"FVCBankcorp, Inc. reported third quarter of 2023 results: net income $4.0 million, EPS $0.22 diluted earnings per share.","evidence_excerpt":"Net income for the third quarter of 2023 was $4.0 million, or $0.22 diluted earnings per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000114/0001675644-23-000114-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$4.0 million"},{"label":"EPS","value":"$0.22 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9d82ce11b98b0191e554bbdfca5f504f6e18f8ac","claim":"FVCBankcorp, Inc. reported nine months ended September 30, 2023 results: net income $8.9 million, EPS $0.49 diluted earnings per share.","evidence_excerpt":"For the nine months ended September 30, 2023, the Company reported net income of $8.9 million, or $0.49 diluted earnings per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564423000114/0001675644-23-000114-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended September 30, 2023"},{"label":"Net income","value":"$8.9 million"},{"label":"EPS","value":"$0.49 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}