{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-24-000065","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.533647+00:00","generated_at":"2026-06-03T12:00:34.499103+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FVCBankcorp Q1 2024 net income $1.3M; NIM expands 10 bps to 2.47%","bullets":["GAAP net income $1.3M ($0.07 diluted EPS) vs $621K ($0.03) a year ago.","Net interest margin improved 10 bps to 2.47% from 2.37% in Q4 2023.","Surrendered $48M of BOLI; $2.4M nonrecurring tax provision; proceeds cut high-cost funding.","Non-GAAP operating EPS $0.20 vs $0.15 in Q4 2023.","Nonperforming loans $3.0M (0.14% of assets), down $1.5M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-24-000065","json":"https://secwatch.observer/filing/0001675644-24-000065.json","markdown":"https://secwatch.observer/filing/0001675644-24-000065.md","text":"https://secwatch.observer/filing/0001675644-24-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564424000065/0001675644-24-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564424000065/fvcb-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T12:00:34.499103+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c54865db44cdf70d24ed71d8fb2891ea2c84bdd4","claim":"FVCBankcorp, Inc. reported first quarter of 2024 results: net income $1.3 million, EPS $0.07 diluted earnings per share.","evidence_excerpt":"On April 23, 2024, FVCBankcorp, Inc. (the “Company”) issued a press release reporting its financial results for the period ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564424000065/0001675644-24-000065-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$1.3 million"},{"label":"EPS","value":"$0.07 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}