{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-24-000142","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.066073+00:00","generated_at":"2026-05-31T16:19:09.547909+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FVCBankcorp Q2 2024 net income $4.2M, up from $1.3M Q1; margin and deposits improve","bullets":["Net income of $4.2M ($0.23 diluted EPS) in Q2 2024, up from $1.3M in linked Q1 2024.","Net interest margin expanded 12 bps to 2.59%; net interest income rose $877K to $13.7M.","Core deposits grew $121.5M (8%) in Q2; total deposits reached $1.97B, up 6% from Q1.","Past-due loans fell 35% to $2.5M; net recoveries of $5K recorded in the quarter.","Regulatory capital ratios remain well above well-capitalized thresholds; TCE/TA improved to 9.56%."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-24-000142","json":"https://secwatch.observer/filing/0001675644-24-000142.json","markdown":"https://secwatch.observer/filing/0001675644-24-000142.md","text":"https://secwatch.observer/filing/0001675644-24-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564424000142/0001675644-24-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564424000142/fvcb-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:19:09.547909+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}