---
schema_version: "secwatch.filing_event.v1"
accession: "0001675644-24-000142"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:19:09.547909+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp Q2 2024 net income $4.2M, up from $1.3M Q1; margin and deposits improve

## Summary
- Net income of $4.2M ($0.23 diluted EPS) in Q2 2024, up from $1.3M in linked Q1 2024.
- Net interest margin expanded 12 bps to 2.59%; net interest income rose $877K to $13.7M.
- Core deposits grew $121.5M (8%) in Q2; total deposits reached $1.97B, up 6% from Q1.
- Past-due loans fell 35% to $2.5M; net recoveries of $5K recorded in the quarter.
- Regulatory capital ratios remain well above well-capitalized thresholds; TCE/TA improved to 9.56%.

## SEC filing metadata
- accession: 0001675644-24-000142
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000167564424000142/0001675644-24-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000167564424000142/fvcb-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001675644-24-000142
- JSON: https://secwatch.observer/filing/0001675644-24-000142.json
- Plain text: https://secwatch.observer/filing/0001675644-24-000142.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.