FVCBankcorp Q4 2024 net income $4.9M ($0.26 EPS); NIM improves to 2.77%

FVCBankcorp, Inc.

2024-FY EPS reported $0.82 revenue$1,564,000

Net income $4.9M, up 5% from linked Q3 ($4.7M) vs net loss $5.1M in Q4 2023.
Diluted EPS $0.26 vs $0.25 linked quarter; adjusted operating EPS $0.26.
Net interest margin 2.77%, +40 bps YoY; fourth straight quarter of margin growth.
Noninterest expense $9.0M, down 2% linked quarter; efficiency ratio 58.6%.
Total risk-based capital ratio 14.73%, above well-capitalized thresholds.

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