secwatch.observer — SEC 8-K summary
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Issuer:     FVCBankcorp, Inc. (FVCB)
CIK:        0001675644
Form:       8-K
Filed at:   2026-02-12T23:59:59+00:00
Accession:  0001675644-26-000006
Event type: debt
Sentiment:  neutral
Materiality: 0.50
Item codes: 1.01, 2.03, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FVCBankcorp closes $25M senior notes at 6.75%, redeems $19M sub debt
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- Issued $25M 6.75% fixed-rate senior unsecured notes due March 2029; rated BBB (low) by Morningstar DBRS.
- Net proceeds for general corporate purposes, including supporting capital ratios at FVCbank.
- Offering oversubscribed; Piper Sandler & Co. served as sole placement agent.
- On Jan 15, 2026, redeemed $19M subordinated debt paying 3-month SOFR+471bps (8.59%).
- Notes rank pari passu with existing senior unsecured debt; not convertible; include customary covenants.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1675644/000167564426000006/0001675644-26-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1675644/000167564426000006/fvcb-20260211.htm
  HTML page:      https://secwatch.observer/filing/0001675644-26-000006

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