{"schema_version":"secwatch.filing_event.v1","accession":"0001675644-26-000049","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.715747+00:00","generated_at":"2026-05-15T05:07:21.234861+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FVCBankcorp Q1 net income $6.4M (+24% YoY); EPS $0.35; dividend raised to $0.07","bullets":["Net income $6.4M, up 24% YoY; diluted EPS $0.35 vs $0.28.","Net interest margin improved to 3.26% (up 43 bps YoY); pre-tax pre-provision income $8.7M (+31%).","Core deposits grew 3% QoQ to $1.77B; loans past due 30+ days down 59% to $3.3M.","Redeemed $18.8M sub debt at SOFR+471bps; issued $25M senior notes at 6.75% fixed, due 2029.","Quarterly dividend increased 17% to $0.07/share, payable May 18."],"urls":{"canonical":"https://secwatch.observer/filing/0001675644-26-000049","json":"https://secwatch.observer/filing/0001675644-26-000049.json","markdown":"https://secwatch.observer/filing/0001675644-26-000049.md","text":"https://secwatch.observer/filing/0001675644-26-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/0001675644-26-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/fvcb-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:07:21.234861+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5d7ee585bad4d69b10c1a57664f33a381562c9ae","claim":"FVCBankcorp, Inc. reported the quarter ended March 31, 2026 results: net income $6.4 million, EPS $0.35.","evidence_excerpt":"FVCBankcorp, Inc. (NASDAQ: FVCB) (the “Company”) today reported net income of $6.4 million for the quarter ended March 31, 2026 compared to net income of $5.2 million for the quarter ended March 31, 2025, an increase of $1.2 million, or 24%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/0001675644-26-000049-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$6.4 million"},{"label":"EPS","value":"$0.35"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}