---
schema_version: "secwatch.filing_event.v1"
accession: "0001675644-26-000049"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:07:21.234861+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp Q1 net income $6.4M (+24% YoY); EPS $0.35; dividend raised to $0.07

## Summary
- Net income $6.4M, up 24% YoY; diluted EPS $0.35 vs $0.28.
- Net interest margin improved to 3.26% (up 43 bps YoY); pre-tax pre-provision income $8.7M (+31%).
- Core deposits grew 3% QoQ to $1.77B; loans past due 30+ days down 59% to $3.3M.
- Redeemed $18.8M sub debt at SOFR+471bps; issued $25M senior notes at 6.75% fixed, due 2029.
- Quarterly dividend increased 17% to $0.07/share, payable May 18.

## SEC filing metadata
- accession: 0001675644-26-000049
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/0001675644-26-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/fvcb-20260421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001675644-26-000049
- JSON: https://secwatch.observer/filing/0001675644-26-000049.json
- Plain text: https://secwatch.observer/filing/0001675644-26-000049.txt

## Key facts
- Earnings Releases
  FVCBankcorp, Inc. reported the quarter ended March 31, 2026 results: net income $6.4 million, EPS $0.35.
  - Period: the quarter ended March 31, 2026
  - Net income: $6.4 million
  - EPS: $0.35
  - Result: reported results
  source text: FVCBankcorp, Inc. (NASDAQ: FVCB) (the “Company”) today reported net income of $6.4 million for the quarter ended March 31, 2026 compared to net income of $5.2 million for the quarter ended March 31, 2025, an increase of $1.2 million, or 24%.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1675644/000167564426000049/0001675644-26-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.