FVCBankcorp reports record Q2 net income of $8.2M, up 45% YoY; EPS $0.45

FVCBankcorp, Inc.

Net income $8.2M vs $5.7M YoY (+45%); diluted EPS $0.45 vs $0.31 YoY.
Net interest margin 3.53%, up 63 bps YoY; cost of deposits down to 2.40%.
Core operating earnings (non-GAAP) $7.6M, up 36% YoY; efficiency ratio 49.71%.
Quarterly dividend of $0.07 declared, payable Aug 17 to holders of record Jul 27.
Nonperforming loans decreased to $11.4M from $12.2M; net recoveries of $2K.

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