secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
CIK:        0000889609
Form:       8-K
Filed at:   2022-11-10T23:59:59+00:00
Accession:  0001683168-22-007474
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPS Q3 net income up 85% YoY to $25.4M; diluted EPS $0.95 vs $0.52
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- Revenue $90.3M, up from $68.6M YoY; pretax income $34.3M, up 76%.
- New contract purchases $468.2M, up 43% YoY but down from $548.1M in Q2 2022.
- Annualized net charge-offs 4.93%, up from 2.82% in Q3 2021; 30+ day delinquencies 10.85% vs 9.44%.
- Receivables grew to $2.687B from $2.161B a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/889609/000168316822007474/0001683168-22-007474-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/889609/000168316822007474/cps_8k.htm
  HTML page:      https://secwatch.observer/filing/0001683168-22-007474

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer