---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-23-004301"
form_type: "8-K"
ticker: "APCX"
cik: "0001070050"
company_name: "AppTech Payments Corp."
filed_at: "2023-06-21T23:59:59+00:00"
generated_at: "2026-06-13T19:41:32.702799+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# AppTech Payments enters strategic partnership with InstaCash, receives 7% equity stake

## Summary
- AppTech will license patent portfolio and build/manage InstaCash's mobile-to-mobile payment system.
- InstaCash is a P2P payment app like Venmo/Zelle/Cash App with lower fees and advanced security.
- AppTech to develop mobile/web apps, provide user support, and obtain 7% of InstaCash's fully diluted stock.
- Agreement includes automatic 12-month renewals; termination for uncured material breach after 30 days.

## SEC filing metadata
- accession: 0001683168-23-004301
- form_type: 8-K
- ticker: APCX
- cik: 0001070050
- company_name: AppTech Payments Corp.
- filed_at: 2023-06-21T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070050/000168316823004301/0001683168-23-004301-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070050/000168316823004301/apptech_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-23-004301
- JSON: https://secwatch.observer/filing/0001683168-23-004301.json
- Plain text: https://secwatch.observer/filing/0001683168-23-004301.txt

## Key facts
- Material Agreements
  AppTech Payments Corp. entered into Master Services and Development Agreement with InstaCash, Inc. (effective 2023-06-18).
  - Action: entry
  - Agreement: license
  - Counterparty: InstaCash, Inc.
  - Effective: 2023-06-18
  source text: On June 18, 2023 AppTech Payments Corp., (the “Company”) and InstaCash, Inc. (“InstaCash”) entered into a Master Services and Development Agreement (the “Agreement”) governing the relationship between the parties and the services provided by the Company to InstaCash, which include, managing InstaCash’s mobile-to-mobile payment system, designing and developing InstaCash’s mobile-to-mobile payment system, and grants InstaCash a limited, non-exclusive, worldwide right and license to use AppTech’s patent portfolio (the “AppTech Services”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1070050/000168316823004301/0001683168-23-004301-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.