{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-23-005233","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2023-08-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.897576+00:00","generated_at":"2026-06-12T10:35:23.497425+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Consumer Portfolio Services Q2 net income falls to $14.0M from $25.3M; EPS $0.55 vs $0.91","bullets":["Revenue rose 3.5% to $84.9M, but operating expenses jumped to $66.3M from $47.8M.","New contract purchases dropped to $318.4M from $548.1M a year ago.","Annualized net charge-offs increased to 6.29% from 3.51%; delinquencies >30 days rose to 11.72% from 9.71%.","Loan portfolio grew to $2.91B from $2.56B a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-23-005233","json":"https://secwatch.observer/filing/0001683168-23-005233.json","markdown":"https://secwatch.observer/filing/0001683168-23-005233.md","text":"https://secwatch.observer/filing/0001683168-23-005233.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316823005233/0001683168-23-005233-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316823005233/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T10:35:23.497425+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"44a8359dac004f6414353fc9e592f6ae5c6b6812","claim":"CONSUMER PORTFOLIO SERVICES, INC. reported six months ended June 30, 2023 results: revenue $168.0 million, net income $27.8 million.","evidence_excerpt":"For the six months ended June 30, 2023 total revenues were $168.0 million compared to $156.4 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316823005233/0001683168-23-005233-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Revenue","value":"$168.0 million"},{"label":"Net income","value":"$27.8 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c0f0f8df37f226395d101849ed42797cb7364f8d","claim":"CONSUMER PORTFOLIO SERVICES, INC. reported second quarter ended June 30, 2023 results: revenue $84.9 million, net income $14.0 million, EPS $0.55 per diluted share.","evidence_excerpt":"for dial-in options. --- EX-99.1 (NEWS RELEASE) --- EX-99.1 2 cps_ex9901.htm NEWS RELEASE Exhibit 99.1 NEWS RELEASE CPS ANNOUNCES SECOND QUARTER 2023 EARNINGS § Revenues of $84.9 million compared to $82.0 million in the prior year period § Pretax income of $18.6 million § Net income of $14.0 million, or $0.55 per diluted share § New contract purchases of $318.4","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316823005233/0001683168-23-005233-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ended June 30, 2023"},{"label":"Revenue","value":"$84.9 million"},{"label":"Net income","value":"$14.0 million"},{"label":"EPS","value":"$0.55 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}