{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-24-006548","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2024-09-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.191305+00:00","generated_at":"2026-05-31T03:24:05.122550+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"CPSS closes $416.82M auto securitization, fourth term deal in 2024","bullets":["Issued $416.82M in asset-backed notes via CPS Auto Receivables Trust 2024-D, secured by $436M in subprime auto receivables.","Five note classes: A ($188.35M, 4.91%), B ($56.24M, 4.65%), C ($71.94M, 4.76%), D ($46.00M, 5.14%), E ($54.28M, 7.13%).","Senior Class A rated AAA by S&P and DBRS; weighted average coupon ~5.52%.","Initial credit enhancement: 1.00% cash reserve and 4.40% overcollateralization, stepping to 9.00% of pool or 25.60% of outstanding.","Pre-funded structure: $298.42M receivables sold at close; $137.58M additional expected in October 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-24-006548","json":"https://secwatch.observer/filing/0001683168-24-006548.json","markdown":"https://secwatch.observer/filing/0001683168-24-006548.md","text":"https://secwatch.observer/filing/0001683168-24-006548.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316824006548/0001683168-24-006548-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316824006548/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T03:24:05.122550+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}