---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-24-007743"
form_type: "8-K"
ticker: "CPSS"
cik: "0000889609"
company_name: "CONSUMER PORTFOLIO SERVICES, INC."
filed_at: "2024-11-07T23:59:59+00:00"
generated_at: "2026-05-30T04:11:00.377554+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# CPSS amends warehouse facility: capacity increased to $225M from $200M

## Summary
- Credit agreement with Citibank N.A. as agent amended on Nov 1, 2024; capacity raised $25M to $225M.
- Added subordinate third-party lender increasing advance percentage based on receivables performance.
- Funding termination date extended to July 15, 2026; floating rate based on SOFR plus margin.
- Closing fee of approximately $250,000 paid to lenders.
- Facility secured by automobile receivables; CPS intends to draw as it purchases loans.

## SEC filing metadata
- accession: 0001683168-24-007743
- form_type: 8-K
- ticker: CPSS
- cik: 0000889609
- company_name: CONSUMER PORTFOLIO SERVICES, INC.
- filed_at: 2024-11-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/889609/000168316824007743/0001683168-24-007743-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/889609/000168316824007743/cps_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-24-007743
- JSON: https://secwatch.observer/filing/0001683168-24-007743.json
- Plain text: https://secwatch.observer/filing/0001683168-24-007743.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.